{"date":"2026-09-30","labels":{"15yr":"15-Yr Fixed","30yr":"30-Yr Fixed","fha30":"30-Yr FHA","jumbo30":"30-Yr Jumbo","va30":"30-Yr VA"},"market_update":"The national average 30-year fixed rate rose to 7.34% on September 30, up slightly from yesterday and its highest level in more than a year. Rates are being driven by the Fed's September 16 rate hike, its first in three years, and a 10-year Treasury yield holding near 5.2%, with energy prices near $100 a barrel tied to the Iran conflict keeping inflation concerns elevated at 3.4%. Mortgage Daily's weekly forecast leans toward rates rising through Friday, though a cooler September jobs report could claw back some of this week's increase. For now, planners should treat borrowing costs in the low-to-mid 7s as the near-term reality, with relief depending on inflation cooling further.","rates":{"15yr":6.7,"30yr":7.34,"fha30":7.11,"jumbo30":7.43,"va30":7.14},"source":"Bankrate national averages"}